Free Denial Fighting Tools
Check your denial odds, evaluate your appeal letter, and research your insurer. All free. No sign-up required.
Denial Assessment Tool
Enter your denial type, insurer, and state to get your national overturn rate, estimated recovery amount, and a personalized assessment of your appeal odds.
Try FreeAppeal Deadline Calculator
Enter your denial date, state, and insurer type to see your deadlines for internal appeal, external review, and state AG complaint.
Try FreeEOB Denial Code Decoder
Paste the denial codes from your Explanation of Benefits and get plain-English explanations of what each code means and whether you can appeal.
Try FreeProcedure Cost Estimator
Select a procedure and your insurer to see average costs and how often that procedure gets denied, plus the most common denial reasons.
Try FreeInsurance Appeal Letter Generator
Generate an appeal letter for a denied insurance claim.
Try FreeMedical Necessity Letter Generator
Generate a medical necessity letter from your doctor to support insurance approval.
Try FreeGrievance Letter Generator
Generate a formal grievance letter against your insurance company.
Try FreePrior Auth Appeal Letter Generator
Generate an appeal letter for a denied prior authorization.
Try FreeSurprise Billing Complaint Generator
Generate a complaint letter under the No Surprises Act for unexpected medical bills.
Try FreeOut-of-Pocket Cost Calculator
Estimate your total annual out-of-pocket healthcare costs including deductible, copays, and coinsurance.
Try FreeAppeal Deadline Calculator
Enter your denial date and appeal type to see your exact filing deadline for internal, external, or urgent appeals.
Try FreeCoverage Gap Calculator
Calculate gap days between jobs and compare COBRA vs marketplace costs during your coverage gap.
Try FreePrescription Cost Calculator
Estimate your prescription cost based on drug tier, supply length, and pharmacy type (retail or mail order).
Try FreeMax Out-of-Pocket Calculator
Enter your deductibles, OOP maximums, and current spending to see your remaining financial exposure.
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